iDovos: Consumer Benefits – How does it work?

Protecting your identity should be as easy as flipping a switch…


How Does iDovos Work?

iDovos continuously monitors each of your identity assets for changes in identity use availability state.

All assets have two potential states: available for use and not available for use. It works like a constantly running “engine”, generating a constant stream of identity asset availability
information intended to answer the following question instantly:

  • Has the owner given permission for his or her identity to be
    used (relied upon) in verifying a transaction for a given


iDovos provides instant notification

When the availability state for an asset changes, this change is reported to the company responsible for processing transactions for that asset. The processor records the current availability state locally in a manner that will permit easy reference should there be any attempt to conduct a transaction using that asset. In the course of processing transactions or providing credit information for lenders, the transaction processing service or consumer reporting agency determines if you have given your permission for your identity to be “used” for the current transaction. This determination is made from locally stored availability state information previously transmitted by iDovos.

Why focus on identity use?

All commercial transactions include the implied use of identity. If a merchant accepts your credit card without asking you for additional proof that you are in fact the owner of the card, there is still the assumption that the identity being relied upon is that of the actual card account owner. iDovos prevents identity fraud by addressing how identity is used in the process of verifying transactions. By exercising airtight control over the availability of your assets (the ultimate targets of an identity thief), any attempt to steal your identity information effectively becomes a fruitless endeavor.